Learn More About The Latest Mortgage Trends
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Avoiding Underwriting Delays: Honesty, Full Application
How can you avoid delays in the underwriting process to complete your mortgage approval as quickly as possible?
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Debunking Homebuying Myths: Timing, Approval, Years
What are some of the most common myths out there surrounding homebuying and mortgages? Let’s debunk several.
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Debunking Homebuying Myths: Renting and Down Payments
What are some common myths surrounding mortgages and homebuying? Here are several to steer clear of.
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Predatory Lender Signs: High Rates, Deceptive Info
What are some possible red flags of a predatory mortgage lender to watch out for? Here are several.
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Federal Way Predatory Lender Signs: Rushing, No Credit Check
What are some signs you could be dealing with a predatory mortgage lender? Here are a few that should steer you away.
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Disputing Credit Report Errors: What Happens After Dispute is Filed
What happens after you’ve submitted your dispute of a credit report to a credit bureau? Here are the basics.
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Disputing Credit Report Errors: Basics and Initial Process
How do you go about disputing errors on your credit report before applying for a mortgage? Here are some basics.
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15 or 30 Year Mortgage: On 30-Year Loans in Federal Way
What are some pros and cons of the 30-year mortgage, and how can you choose between this and a 15-year option? Here’s a primer.
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15 or 30 Year Mortgage: Pros and Cons of 15-Year Loans
What are the pros and cons of a 15-year fixed-rate mortgage loan? Here are several to consider.
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Role of Loan Officers: Process, Down Payment, Closing
What are some of the major ways loan officers assist clients through the homebuying process? Here are several.
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Role of Federal Way Loan Officers: Process and Qualification
What roles do loan officers play for their clients during the homebuying and mortgage acquisition process? Here are some basics.
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On Earnest Money in a Homebuying Situation
There are a few different terms that you may hear when it comes to obtaining a mortgage and purchasing a home, and one that's often heard within the latter realm is "earnest money." And because this term has become even more notable recently due to a major seller's market where buyers are looking for ways to improve their offers, something earnest money may help with, we thought it prudent to go over what this term means and what you should know about it.
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Choosing Home Size: Current Home, Room Numbers, Maintenance
In part one of this two-part blog series, we went over some basics on how to go about choosing the right home size for your needs. From the size of your family to several other considerations, there are a few different important areas to consider while you think about not only the area where you want to love, but precisely the kind of home dimensions you're interested in.
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Choosing Federal Way Home Size: Family and Time Factors
There are a wide range of items you may be thinking about when entering the homebuying market, from your mortgage application to the actual homes you're considering.
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Second Home Purchase: General Benefits to Consider
There are many out there who use the real estate world for investment or other distinct purposes beyond their own living situation, and many such individuals will consider the purchase of a second home if they have the financial capabilities to do so. A second home may come with a few different benefits depending on your goals, including as a robust form of investment.
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Federal Way Mortgage Timeline: Appraisal, Inspection, Instructions
In part one of this multi-part blog series, we went over some basics on the typical timeline that will be followed during a mortgage and homebuying situation. There are several important steps here, and knowing when and how they're taken will help you navigate this process with ease.
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Mortgage Timeline: Insurance, Documents and Closing Day
In parts one and two of this multi-part blog series, we've gone over the basic steps that make up the mortgage application and homebuying process. There are several important elements to consider as you move through this process, and the assistance of a quality loan officer and a good realtor will be major assets.
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Competitive Housing Market: Strategies for Competing
In part one of this two-part blog series, we went over some of the basic reasons why today's housing market is so competitive for buyers. Known as a "seller's market" in many circles, the current market is one where the best homes that come up are often sold within days, with demand extremely high and multiple buyers typically interested.
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Mortgage Timeline: Pre-Approval, Home Search, Purchase Contract
There are many things you might be thinking about as you prepare to apply for a mortgage and enter the housing market, and timeline is at or near the top of the list for many buyers. There are several important steps that will come during this process, from your mortgage application all the way through having an offer accepted and closing on a home, and knowing how this process typically goes can make it far simpler and easier.
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