Mortgage Loan Options

At Frost Mortgage Lending Group, we offer a wide range of loan options to our local borrowers. We have a full list of 30- and 15-year fixed rate mortgages for those looking to go the traditional route, along with adjustable-rate mortgages (ARMs) for those interested. We also feature programs like manufactured housing loans and 2/1 buy down mortgages.

In addition, we can help line you up with several different government-backed mortgage loan options:

203k Renovation

Whether you already own a home or you're in the market to buy one, a renovation loan can give you options. Purchase that fixer-upper and turn it into the envy of the neighborhood. Update your kitchen or build that deck you've been dreaming of, and do it all without using high interest credit cards to fund your project.

Apply Now

Manufactured Homes

A manufactured home is the perfect way to get the home you want for a price that fits your finances. With low interest rates and qualifying credit scores as low as 620 for FHA and VA loans, there's never been a better time to finance a manufactured home purchase and invest in your homeowning future.

Apply Now


With today's low interest rates, many homeowners are refinancing their home loans. We can help you save money or cash out by refinancing at a lower rate.

Refinancing could lower your mortgage payment and shorten your loan term, or allow you to collect some cash. You can use your home equity to consolidate debt, remodel your home, or invest in a new venture. Whichever route you choose, you'll be putting cash in your wallet.

Apply Now

Reverse Mortgage

Our reverse mortgage program allows you to turn the equity of your home into cash. Use the resulting funds to pay your taxes, debts, medical bills, and everyday living expenses. This program can be ideal for homeowners in or nearing the retirement phase of life. It can provide ample peace of mind during these years of your life.

Apply Now

New Construction Loan

We can provide construction loans that allow for the building or renovation of your home. We offer borrower-financed construction lending programs for better flexibility and control when building your new home. We work closely with our borrowers to ensure the loan approval process is smooth and hassle-free. This loan will help you afford the necessary costs that come with construction, so you can move into your new home as quickly as possible.

Apply Now


VA loans are designed to help active or former military service members get a great loan option after or while they serve our country. They come with no down payment, low closing costs, great mortgage rates and zero private mortgage insurance. 

Apply Now


Backed by the Federal Housing Administration, these loan programs come with low fixed rates that require very little cash up front to close. They offer less stringent credit requirements, low down payments and the ability to bring in a co-signer.

Apply Now


These are government-insured loans that come with no down payment and low insurance premiums. They’re meant to help with the acquisition of rural and farming land, primarily.

Apply Now


These fixed-rate loan programs are one of the most common types of mortgages you can apply for.  These loans offer protection to the buyer from unexpected rate increases which would result in increased monthly mortgage payments.  These fixed-rate mortgages are offered in either 15 or 30 year options.  

Apply Now

How Can We Help?