David Bates Can Take Care of Your Home Loan and Mortgage Needs


Taking Care of Shenandoah Valley Homebuyers

If you’ve been anxious about where to start when it comes to buying a home or wondering how to get an FHA or other home loan, you’ve come to the right place! David Bates is a mortgage advisor and is proud to take care of homebuyers’ needs in Shenandoah Valley, Virginia. Whether you’re an anxious first-time buyer, an experienced property owner, or venturing into the world of refinancing your home loan, you can benefit from David’s expertise and experience in residential mortgage transactions. Get in touch with David today to start a discussion about buying or refinancing. 

As the region’s only AAG Reverse Mortgage broker, David is in high demand for clients who need specialized service. David acts as a full-service mortgage advisor who can cover all your needs when it comes to purchasing, refinancing, or investing in a home or real estate. Through the lens of industry experience, David can work with you to determine the right home loan path for you to take, and once you’ve decided on your loan route, he can help you bring your plan to life. Among the loan options David has access to are conventional, VA, FHA, and USDA loans. His expertise doesn’t stop there; David has access to more products than any other lender in Shenandoah Valley. 

Make the Most of Your Home Investment   

David takes a personal and intimate approach to working with his clientele. Sourcing, compiling, and comparing mortgage rates from a variety of sources can be an overwhelming and anxiety-inducing experience, especially for budget-conscious, first-time buyers. Unlike most other banks and lenders, as your mortgage advisor, David can do all of your rate shopping for you. Consider him your one-stop shop for mortgage rates! Spend less time and effort sourcing confusing and ambiguous mortgage rates. Trust your rate shopping to David, who has access to a large pool of multiple investors for each loan program. 

Born and raised in Virginia, David is committed to providing fair, quality service to clients in Shenandoah Valley. He takes pride in being one of Virginia’s most knowledgeable mortgage lenders and offers expertise in programs like HomeReady, HomeStyle® Renovations, FHA 203k, and a myriad of others. David is known for being a dependable and reliable mortgage advisor who considers clients’ needs on a personal level – because every homebuyer is unique and he understands that their goals are unique as well. 

Buying or refinancing a home is a significant undertaking, and it could be one of the biggest and most important investments in your life. Get in touch with a mortgage advisor who cares about your home, your future, and your finances.

Apply today to get in touch with David Bates and start the journey to your future.  


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We offer loan options for almost every situation, whether you’re buying your first home, refinancing or investing in property. We’ll discuss your unique goals and find the loan that’s right for you.

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Customer Reviews

Overall Rating:

115 Review(s)
Angela S F August 4, 2022
The process was so easy and informative, the Bates team kept my abreast throughout the entire process. The team absolutely went above and beyond to make this happen for me and I'm so very appreciative of everything! I have and will continue to recommend the Bates team.
James M D July 18, 2022
Robert was very personable and took care of us like we were family.
Melinda Chasity B April 15, 2022
Robert and his team was knowledgeable and attentive. They knew how to navigate all the paperwork and their experience help with any hurdles we encountered.
Robert Lee K March 1, 2022
Everyone was amazing to make this dream come true! We are thankful for everything.
Michael A F February 25, 2022
Mr. Bates was very responsive to your questions and concerns. He explained each step of the process along with providing online videos for your review. I appreciated the one on one experience, it has become a lost art in today's business.