View the 2022 Colorado Conforming Loan Limits in Your County
Colorado FHA Loan Limits for 2022
The Federal Housing Agency (FHA) has increased the amount of money that can be borrowed through its mortgage programs by nearly $25k in most Colorado counties*. In high-cost locations, the increase is even greater. New limits will take effect in 2021.
- The increases will allow more Colorado borrowers to take advantage of FHA’s benefits:
- Low down payment options
- Lower total cash-to-close requirements with gift or seller contributions
- More lenient and streamlined refinancing
- Ability to combine purchase and rehab financing
- In some high-cost areas, higher loan limits than conventional mortgages
Here are the specifics:
- In most Colorado counties, the FHA loan limit will be $356,362, a 7.4% increase over 2020’s limit of $331,760.
- In high-cost Colorado counties, the limit moves to $822,375, a 7.4% increase over 2020's $765,600.
- In some lower-cost areas or those with higher costs of construction, limits will vary.
If you have questions about what this change could mean for you, please contact us.
County Name | One-Family | Two-Family | Three-Family | Four-Family |
---|---|---|---|---|
Adams | $596,850 | $764,050 | $923,600 | $1,147,800 |
Alamosa | $356,362 | $456,275 | $551,500 | $685,400 |
Arapahoe | $596,850 | $764,050 | $923,600 | $1,147,800 |
Archuleta | $356,362 | $456,275 | $551,500 | $685,400 |
Baca | $356,362 | $456,275 | $551,500 | $685,400 |
Bent | $356,362 | $456,275 | $551,500 | $685,400 |
Boulder | $654,350 | $837,700 | $1,012,550 | $1,258,400 |
Broomfield | $596,850 | $764,050 | $923,600 | $1,147,800 |
Chaffee | $391,000 | $500,550 | $605,050 | $751,900 |
Cheyenne | $356,362 | $456,275 | $551,500 | $685,400 |
Clear Creek | $596,850 | $764,050 | $923,600 | $1,147,800 |
Conejos | $356,362 | $456,275 | $551,500 | $685,400 |
Costilla | $356,362 | $456,275 | $551,500 | $685,400 |
Crowley | $356,362 | $456,275 | $551,500 | $685,400 |
Custer | $356,362 | $456,275 | $551,500 | $685,400 |
Delta | $356,362 | $456,275 | $551,500 | $685,400 |
Denver | $596,850 | $764,050 | $923,600 | $1,147,800 |
Dolores | $356,362 | $456,275 | $551,500 | $685,400 |
Douglas | $596,850 | $764,050 | $923,600 | $1,147,800 |
Eagle | $822,250 | $1,052,650 | $1,272,400 | $1,581,300 |
El Paso | $393,300 | $503,500 | $608,600 | $756,350 |
Elbert | $596,850 | $764,050 | $923,600 | $1,147,800 |
Fremont | $356,362 | $456,275 | $551,500 | $685,400 |
Garfield | $822,250 | $1,052,650 | $1,272,400 | $1,581,300 |
Gilpin | $596,850 | $764,050 | $923,600 | $1,147,800 |
Grand | $529,000 | $677,200 | $818,600 | $1,017,300 |
Gunnison | $408,250 | $522,600 | $631,750 | $785,100 |
Hinsdale | $427,800 | $547,650 | $662,000 | $822,700 |
Huerfano | $356,362 | $456,275 | $551,500 | $685,400 |
Jackson | $356,362 | $456,275 | $551,500 | $685,400 |
Jefferson | $596,850 | $764,050 | $923,600 | $1,147,800 |
Kiowa | $356,362 | $456,275 | $551,500 | $685,400 |
Kit Carson | $356,362 | $456,275 | $551,500 | $685,400 |
La Plata | $448,500 | $574,150 | $694,000 | $862,500 |
Lake | $356,362 | $456,275 | $551,500 | $685,400 |
Larimer | $464,600 | $594,750 | $718,950 | $893,450 |
Las Animas | $356,362 | $456,275 | $551,500 | $685,400 |
Lincoln | $356,362 | $456,275 | $551,500 | $685,400 |
Logan | $356,362 | $456,275 | $551,500 | $685,400 |
Mesa | $356,362 | $456,275 | $551,500 | $685,400 |
Mineral | $356,362 | $456,275 | $551,500 | $685,400 |
Moffat | $356,362 | $456,275 | $551,500 | $685,400 |
Montezuma | $356,362 | $456,275 | $551,500 | $685,400 |
Montrose | $425,500 | $544,700 | $658,450 | $818,250 |
Morgan | $356,362 | $456,275 | $551,500 | $685,400 |
Otero | $356,362 | $456,275 | $551,500 | $685,400 |
Ouray | $425,500 | $544,700 | $658,450 | $818,250 |
Park | $596,850 | $764,050 | $923,600 | $1,147,800 |
Phillips | $356,362 | $456,275 | $551,500 | $685,400 |
Pitkin | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
Prowers | $356,362 | $456,275 | $551,500 | $685,400 |
Pueblo | $356,362 | $456,275 | $551,500 | $685,400 |
Rio Blanco | $356,362 | $456,275 | $551,500 | $685,400 |
Rio Grande | $356,362 | $456,275 | $551,500 | $685,400 |
Routt | $678,500 | $868,600 | $1,049,950 | $1,304,850 |
Saguache | $356,362 | $456,275 | $551,500 | $685,400 |
San Juan | $356,362 | $456,275 | $551,500 | $685,400 |
San Miguel | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
Sedgwick | $356,362 | $456,275 | $551,500 | $685,400 |
Summit | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
Teller | $393,300 | $503,500 | $608,600 | $756,350 |
Washington | $356,362 | $456,275 | $551,500 | $685,400 |
Weld | $428,950 | $549,100 | $663,750 | $824,900 |
Yuma | $356,362 | $456,275 | $551,500 | $685,400 |