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Colorado Conforming Loan Limits for 2023

The Federal Housing Finance Agency (FHFA) just announced that conforming loan limits are increasing for 2023! This will make it easier for Colorado homebuyers to get the financing they need.


The 2023 conforming loan limit for the majority of Colorado is $726,200, an increase of 12.21% from 2022. It's even higher in more expensive areas. This means that Colorado homebuyers will have more financing options (and possibly lower interest rates) when purchasing a more expensive home.

 

Loan limits differ depending on county and property size. The table below shows conforming loan limits for all counties in Colorado as well as all four unit types. If you have any questions about these loan limits, please contact us!

2023 Colorado Conforming Loan Limits by County

 

County NameOne-Unit (Single-Family)Two-Unit (Duplex)Three-Unit (Triplex)Four-Unit (Multi-Plex)
ADAMS COUNTY$787,750$1,008,450$1,219,000$1,514,950
ALAMOSA COUNTY$726,200$929,850$1,123,900$1,396,800
ARAPAHOE COUNTY$787,750$1,008,450$1,219,000$1,514,950
ARCHULETA COUNTY$726,200$929,850$1,123,900$1,396,800
BACA COUNTY$726,200$929,850$1,123,900$1,396,800
BENT COUNTY$726,200$929,850$1,123,900$1,396,800
BOULDER COUNTY$856,750$1,096,800$1,325,800$1,647,650
BROOMFIELD COUNTY$787,750$1,008,450$1,219,000$1,514,950
CHAFFEE COUNTY$726,200$929,850$1,123,900$1,396,800
CHEYENNE COUNTY$726,200$929,850$1,123,900$1,396,800
CLEAR CREEK COUNTY$787,750$1,008,450$1,219,000$1,514,950
CONEJOS COUNTY$726,200$929,850$1,123,900$1,396,800
COSTILLA COUNTY$726,200$929,850$1,123,900$1,396,800
CROWLEY COUNTY$726,200$929,850$1,123,900$1,396,800
CUSTER COUNTY$726,200$929,850$1,123,900$1,396,800
DELTA COUNTY$726,200$929,850$1,123,900$1,396,800
DENVER COUNTY$787,750$1,008,450$1,219,000$1,514,950
DOLORES COUNTY$726,200$929,850$1,123,900$1,396,800
DOUGLAS COUNTY$787,750$1,008,450$1,219,000$1,514,950
EAGLE COUNTY$1,075,250$1,376,550$1,663,900$2,067,850
EL PASO COUNTY$726,200$929,850$1,123,900$1,396,800
ELBERT COUNTY$787,750$1,008,450$1,219,000$1,514,950
FREMONT COUNTY$726,200$929,850$1,123,900$1,396,800
GARFIELD COUNTY$948,750$1,214,600$1,468,150$1,824,550
GILPIN COUNTY$787,750$1,008,450$1,219,000$1,514,950
GRAND COUNTY$726,200$929,850$1,123,900$1,396,800
GUNNISON COUNTY$726,200$929,850$1,123,900$1,396,800
HINSDALE COUNTY$726,200$929,850$1,123,900$1,396,800
HUERFANO COUNTY$726,200$929,850$1,123,900$1,396,800
JACKSON COUNTY$726,200$929,850$1,123,900$1,396,800
JEFFERSON COUNTY$787,750$1,008,450$1,219,000$1,514,950
KIOWA COUNTY$726,200$929,850$1,123,900$1,396,800
KIT CARSON COUNTY$726,200$929,850$1,123,900$1,396,800
LA PLATA COUNTY$726,200$929,850$1,123,900$1,396,800
LAKE COUNTY$726,200$929,850$1,123,900$1,396,800
LARIMER COUNTY$726,200$929,850$1,123,900$1,396,800
LAS ANIMAS COUNTY$726,200$929,850$1,123,900$1,396,800
LINCOLN COUNTY$726,200$929,850$1,123,900$1,396,800
LOGAN COUNTY$726,200$929,850$1,123,900$1,396,800
MESA COUNTY$726,200$929,850$1,123,900$1,396,800
MINERAL COUNTY$726,200$929,850$1,123,900$1,396,800
MOFFAT COUNTY$726,200$929,850$1,123,900$1,396,800
MONTEZUMA COUNTY$726,200$929,850$1,123,900$1,396,800
MONTROSE COUNTY$726,200$929,850$1,123,900$1,396,800
MORGAN COUNTY$726,200$929,850$1,123,900$1,396,800
OTERO COUNTY$726,200$929,850$1,123,900$1,396,800
OURAY COUNTY$726,200$929,850$1,123,900$1,396,800
PARK COUNTY$787,750$1,008,450$1,219,000$1,514,950
PHILLIPS COUNTY$726,200$929,850$1,123,900$1,396,800
PITKIN COUNTY$948,750$1,214,600$1,468,150$1,824,550
PROWERS COUNTY$726,200$929,850$1,123,900$1,396,800
PUEBLO COUNTY$726,200$929,850$1,123,900$1,396,800
RIO BLANCO COUNTY$726,200$929,850$1,123,900$1,396,800
RIO GRANDE COUNTY$726,200$929,850$1,123,900$1,396,800
ROUTT COUNTY$845,250$1,082,100$1,308,000$1,625,500
SAGUACHE COUNTY$726,200$929,850$1,123,900$1,396,800
SAN JUAN COUNTY$726,200$929,850$1,123,900$1,396,800
SAN MIGUEL COUNTY$862,500$1,104,150$1,334,700$1,658,700
SEDGWICK COUNTY$726,200$929,850$1,123,900$1,396,800
SUMMIT COUNTY$953,350$1,220,450$1,475,250$1,833,400
TELLER COUNTY$726,200$929,850$1,123,900$1,396,800
WASHINGTON COUNTY$726,200$929,850$1,123,900$1,396,800
WELD COUNTY$726,200$929,850$1,123,900$1,396,800
YUMA COUNTY$726,200$929,850$1,123,900$1,396,800


*Loan limit increase is only valid for 30-year loans. High-cost areas include mainland states with the exception of Alaska and Hawaii.

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