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Mortgage and Home Buying Blog

If you're a first-time homebuyer, a current homeowner, a seasoned investor, or a real estate professional, our weekly blog posts will be both informative and useful.

Unlocking the Benefits of CHFA's Down Payment Assistance Program for First-Time Homebuyers in Colorado
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Jun 20, 2023 03:15 PM
Discover how CHFA's Down Payment Assistance Program empowers first-time homebuyers in Colorado by providing grants and second mortgage loans, making homeownership more accessible and affordable.
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Determining Your Budget: A Comprehensive Guide to Home Affordability
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Jun 12, 2023 11:23 AM
Learn about the 28/36 rule, the importance of considering additional homeownership costs, and the power of pre-approval.
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Co-signer vs. Co-borrower: Understanding Your Role in a Mortgage
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- May 31, 2023 08:50 AM
Discover the crucial differences between being a co-signer and a co-borrower on a mortgage, and learn how these roles can impact your financial future.
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Owning a Home Helps Protect Against Inflation
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- May 25, 2023 10:15 AM
Inflation is on the rise, and many people are looking for ways to protect their assets. Owning a home can be a great way to do this, as it provides a hedge against inflation and can also appreciate in value over time.
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Home Maintenance: 4 Dos and Maybe-Don'ts
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- May 22, 2023 12:51 PM
Discover how to save for upkeep, address repairs promptly, create a maintenance plan, and maintain a well-kept yard.
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Why Buying a Home Makes More Sense Than Renting Today
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- May 1, 2023 01:16 PM
Discover why buying a home is a smarter choice than renting in today's market. Learn about the benefits of building equity, tax advantages, stable payments, control over living space, and a sense of community in this informative article.
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VA Loans for First-Time Homebuyers: A Guide to Help You Get Started
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Apr 18, 2023 04:40 PM
Are you a first-time homebuyer and a military veteran or active-duty member? Learn about the benefits of a VA loan and why it might be the best option for you.
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5 Smart Ways to Use Your Tax Refund to Achieve Your Homebuying Goals
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Apr 12, 2023 09:31 AM
If you're expecting a tax refund this year, don't pass up the chance to put that money toward your homebuying goals.
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Why First-Time Homebuyers Should Choose a Local Mortgage Lender
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Apr 11, 2023 11:20 AM
First-time homebuyers should consider a local mortgage lender. They can provide local real estate market insights, more flexible options, faster service, and more personalized service.
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How Changing Mortgage Rates Can Affect You
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Apr 3, 2023 10:46 AM
A small shift in mortgage rates can significantly affect your monthly payments and the total amount you pay over the life of the loan. It's important to consider these factors when making a decision about buying a home.
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4 Key Tips for Selling Your House This Spring
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Mar 29, 2023 10:00 AM
Follow these four simple tips to sell your house quickly this Spring, without hassles, and for the most money.
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Reasons To Consider Condos in Your Home Search
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Mar 22, 2023 03:31 PM
Are you struggling to find a home that meets both your needs and your budget? If so, you should be aware that condominiums, also known as condos, are an option worth considering.
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What’s Ahead for Home Prices in 2023
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Mar 20, 2023 10:19 AM
This year, housing prices are expected to drop slightly before rising steadily. Given this information and what experts say about home prices, you may wonder if you should buy a home this spring. Here are 3 reasons why you should consider moving.
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What Buyer Activity Tells Us About the Housing Market
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Mar 16, 2023 09:58 AM
Even though the housing market is not experiencing the same frenzy as it did a year ago, prospective buyers are still showing interest in purchasing a home.
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Leverage Your Home's Equity When Selling Your House
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Mar 13, 2023 11:37 AM
Here's what you need to know about selling your house and leveraging your equity to make it easier to buy your next home.
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What Those Mortgage Insurance Premium Cuts Mean for You
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Mar 13, 2023 11:36 AM
The US Department of Housing and Urban Development announced a 30-basis-point reduction in mortgage insurance premiums for most new FHA-insured loans. Find out what it means for you.
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4 Tips to Make the Best Offer on a House
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Mar 9, 2023 10:23 AM
When you find the home you want to buy this spring, remember these four tips so you can make a strong, competitive offer.
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Is a Multigenerational Home Right for You?
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Mar 7, 2023 12:48 PM
If the thought of purchasing a multigenerational home has crossed your mind, you are not alone. There are various reasons why it could be the right fit for you depending on your stage of homeownership.
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Mortgage Insurance Will Cost Less on New FHA Home Loans
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Feb 28, 2023 11:15 AM
Mortgage insurance premiums will now be lower on most FHA loans, making payments more affordable and qualifying easier.
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What You Should Know About Rising Mortgage Rates
- by: Security First Financial, A Division of Primary Residential Mortgage, Inc.
- Feb 28, 2023 11:15 AM
Mortgage rates have risen in recent weeks, but that doesn't mean you should delay your homebuying plans.
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Opinions expressed are solely my own and do not express the views of my employer.