Mortgage solutions tailored to your specific home financing needs

 

Welcome to Security First Financial, A Division of Primary Residential Mortgage, Inc. As a reputable and highly rated Colorado Mortgage Lender, our goal is to provide friendly, personalized service to make our customers' lives easier.

 

We'll work closely with you to help you understand your options and guide you towards finding a home loan that meets your needs, whether you're looking to buy your first home, invest in a property, or refinance your current mortgage.

 

We specialize in a wide range of home loans, including first-time loans, Down Payment Assistance loans, FHA loans, VA loans, USDA Rural Housing loans, Renovation loans and Reverse Mortgages. We are proud to have assisted thousands of borrowers throughout the beautiful state of Colorado in realizing their dream of homeownership.

 

We Also Help with Refinancing

In addition to assisting homebuyers, we also assist homeowners who want to refinance. With new, lower monthly payments, refinancing helps our clients save money.

 

Contact our mortgage company today to discuss your options, or start the process by applying online.

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Making Home Loan Applications Simple

With Security First Financial, obtaining a mortgage loan is simple. In addition to providing a variety of home loans tailored to your specific needs, we take pride in our streamlined application process known as ClickApproval™. It's a quicker, easier, and more secure way to apply for a home loan.

Our local team takes great pride in giving each client the individual attention they deserve. We provide a positive and personal mortgage experience for our clients because we take the time to assess their mortgage needs and desires and customize a solution based on their specific goals. Learn about our team and feel free to contact us with any questions.

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Portrait Of Excited Couple Standing Outside New Home
a woman holding and choosing credit card to use
Oct 20, 2021 04:59 PM

by: Security First Financial, A Division of Primary Residential Mortgage, Inc.

Good credit is one of the most critical concerns when planning your financial future,
but the rules for maintaining and increasing credit scores aren’t always clear. Use the
following tips to help keep your scores looking their best.

1. Stay Current - Making payments on time is one of the best things you can do for your credit; even one or two late payments can result in a major ding to your score. Setting up automatic payments for credit cards and other bills can help prevent accidental oversights.

2. Ask for Help - If something does slip through the cracks, many lenders will forgive a single late payment if you ask and have a good payment history. The sooner you contact them the better, since it’s a much easier fix before the late payment is reported to the credit bureaus.

3. Beware of New Accounts - New credit accounts usually require a hard credit check before approval, and these checks have the potential to negatively affect your scores. Try to avoid taking on new debt during high-risk periods such as a new home purchase, and make sure to use one of the many free soft-inquiry services when checking your own scores.

4. Pay Smarter - It’s good to have a diverse mix of credit types, but revolving debts like
credit cards have a larger effect on your overall credit health than fixed installment debts
such as loans, and they often carry higher interest rates as well. If you’re able to pay of a chunk of debt all at once, be strategic in considering where to start.

5. Stay Open - Closing old, out-of-use accounts can seem like a responsible move, but it can actually shorten your credit history and consequentially hurt your score. Keep your credit accounts open and in good standing to show consistent, healthy and long-term credit management.

Well-maintained credit scores will keep you on track for all of your financial goals, including major purchases like a new home.

Contact Security First Financial today for more information.