DACA FHA-Insured Mortgages

DACA Status Recipients Can Now Apply for FHA-Insured Mortgages

The FHA announced that individuals classified under the Deferred Action for Childhood Arrivals program (DACA) are now eligible to apply for FHA-insured mortgages.

As long as the borrower meets the rest of the FHA requirements below, they could qualify for FHA-insured mortgages.

• The financed property must be the borrower’s principal residence.
• The borrower must have a valid Social Security Number (SSN), except for those employed by the World Bank, a foreign embassy, or equivalent employer identified by HUD.*
• The borrower must be eligible to work in the U.S.
• The borrower must satisfy the same requirements, terms, and conditions as those for U.S. citizens.

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*Borrowers must meet all other applicable underwriting requirements.