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Our mortgage calculator can help you estimate your monthly payments and other loan costs. Start planning your budget today.

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Explore Loan Options

We offer loan options for almost every situation, whether you’re buying your first home, refinancing or investing in property. We’ll discuss your unique goals and find the loan that’s right for you.

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Meet Loan Originators

Our experienced Loan Officers are local pros who love the communities they serve. They're here to help find tailored mortgage solutions that suit you.

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Achieve Your Homeownership Goals with Our Loan Programs

Many Americans dream of owning a home. With our mortgage programs, you can transform that dream into a reality. Whether you’re looking for a conventional fixed mortgage, an adjustable-rate mortgage (ARM), or a loan offered by the federal government, such as FHA and VA loans, we’ll help you find the right loan for you.

We’re not like every other mortgage company. At PRMI Pharr, we always put our customers first – and we do all that we can to make the borrowing process a positive one.

Buying a home is one of the biggest financial steps a person can make, and many would-be Texas homeowners are bewildered by the mortgage loan process. The road to refinancing can be just as confusing to navigate. We’re here to help, and wherever you are on your home loan journey, we’ll make sure you’re up to speed.

With PRMI as your mortgage lender, you’ll have a team of friendly and knowledgeable professionals who are ready to answer your questions, explain your borrowing options and provide the information you need. And as we’re a full-service mortgage company, you can count on us to match you with the ideal loan to buy, build or refinance a home.

Serving Clients in the Rio Grande Valley

The mortgage landscape is ever-changing, and today’s borrowers need more than quality mortgage loans – they need a helping hand to get on the right track. At PRMI Pharr, we have what it takes to provide an exceptional borrowing experience.

Our local mortgage company employs a team of loan officers who are in tune with mortgage trends in the area. We help our clients obtain the most competitive interest rate within the loan program they choose. And, we make sure that our clients get the most favorable terms possible, based on the market and their unique circumstances.

With us, residents of Pharr, Hidalgo County and the entire Rio Grande Valley region can expect to enjoy a wholly satisfying home loan journey, from the first contact all the way to closing and beyond. If you’re looking to finance your first or next home purchase -- or if you’re interested in refinancing -- our mortgage company is here to help bring your plans to life.

Making Home Purchasing a Breeze

The homebuying process can be daunting, especially for first-timers. With so many details to manage and requirements to submit, you may feel lost on how to proceed with the application.

The good news is that we’ve made the home purchasing process simple and convenient. Our ClickApproval™ streamlines the process and allows you to receive a superb mortgage application experience. We also have officers who respond to your inquiries and assist you in the mortgage process.

Ready to take the next step toward homeownership? Call us at (469) 319-8291.


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Customer Reviews

Overall Rating:

245 Review(s)
4.9
Maria G B May 11, 2024
Mr. Méndez was very professional in an outstanding manner! Thanks Mr. Mendez for helping us to get our home dream 🙏🏻🙏🏻🙏🏻
Reply from Juan Mendez: Thank you so much for your kind words, Maria. I'm really glad to hear that you had a positive experience. It was a pleasure helping you achieve your dream of owning a home. Remember, if you have any more questions or need further assistance in the future, don't hesitate to reach out. I'm here to assist. Take care!
Raul O May 8, 2024
Juan made arrangements to fit our schedule for the closing date
Reply from Juan Mendez: I appreciate your kind words and high rating, Raul. Making sure the closing date fits your schedule is part of my commitment to providing the best service for my clients. I'm glad I was able to assist you in your journey with Primary Residential Mortgage, Inc. Thanks again for the positive feedback!
Justin P April 23, 2024
clear communication and weekly updates would be a great start to rising up to the level of an average agent. Some times I could not even get an update from you when directly asking. Then when I did get information I would find out that it was incorrect. I also foung it to be unprofessional when you yelled at me on the phone. Even the buyers agent was asking for for advise on how to handle you and the fact that you would not be honest with her and was causing so much frustration for the buyers. The sellers were pissed. The way this transaction was handled so poorly by you I think that you should have given away your commision to the sellers, buyers agent and listing agent as a gesture to apologize and make things right for causing so many issues and creating other parties to work extra hours. Instead you didnt even offer a verbal apology you just said this is the way it goes. Unfortunatly I have too much experience and know better. Your statement lead me to believe that this is the way it goes for you and your clients. In summarry I found your service to be lacking and you personally to be unprofessional.
Dora G February 5, 2024
Juan did great , his expertise shows on the job he does!!
Randall J November 28, 2023
The process went well and easy.