One-Time Construction Loan


Finance your construction costs and your permanent mortgage with one loan.

Primary Residential Mortgage, Inc. specializes in a true FHA One-Time Close Construction loans. This program is identical to a regular FHA loan in almost every way except the home is not built yet.

Our FHA One-Time Close loans make the loan process easier by covering both the entire cost of construction and permanent financing all at once.

Buyer Perks

  • Gifts allowable for 100% of down payment and/or closing costs. These gifts can be cash or equity in a lot.
  • Credit scores as low as 620.
  • No reserve requirement.
  • Close one-time upfront before construction begins, with no re-qualifying once the home is complete.